ECB ACO have changed their insurers for the 2009 season.

Kerry London is the new broker for the Association of Cricket Officials and we can confirm the following changes in details:

• Policy number 11/SZ/15316801/01

• Lawphone Legal Helpline 0870 241 4140

• Website www.mycricketcover.co.uk

Scheme Cover

Age range covered under scheme is 16 – 80 (no Personal Accident cover applies under 16 years of age other than death benefit)

All members receive the Public Liability section £5m Limit of Indemnity and the Employers Liability section £10m Limit of Indemnity

Basic Definitions of cover as below – For Full definition please refer to Allianz policy wording

Public Liability - Legal liability incurred as a result of the actions of the insured person / member for accidental injury caused to a third party or physical damage to third party property

Employers Liability – Legal Liability incurred by an insured person/member as a result of injury to a person employed by them or acting in the capacity of an employed person, whilst engaged in the business of the insured person / member

Personal Accident – Accidental bodily injury by violent, external & visible means whilst engaging in their capacity as a cricket official including whilst commuting thereto and/or there from

Differences

Are only under Personal Accident Section

Age limit increased from 75 to 80 yrs therefore no Personal Accident cover for 80 yrs old and over.

Aged 16 yrs to 80 yrs weekly total disablement from usual occupation £100 per week up to a max 104 weeks, excluding first two weeks

For aged over 65 yrs and not in full time employment cover £25 per week (increased from £10per week)

If aged under 16 yrs old or under 18 yrs old and in full time education, Death Benefit reduced from £20,000 to £10,000

Members outside the EC cover will not apply as Insurers may not be legally licensed to write cover in that country.

Policy only provides cover for EU residents.

For any queries regarding insurance please call Kerry London on 0208 225 1167.

Full details of the ACO policy are available at www.mycricketcover.co.uk

Frequently Asked Questions:

What are the age limits on the ACO insurance cover?
Firstly there is no minimum age limit - it simply depends if they are members - however for anyone under the age of 16 or 18 in full-time education the Death is reduced from £20,000 to £10,000. The upper age limit of 80 years only applies in respect of the Personal Accident Section not the PL and EL; sections. The age band is from 16 to 70 for full weekly benefits on the Personal Accident section and this is reduced for those aged 70 to 80.

Who is the senior representative of the claims function?
Dave Nash (BTE Claims Manager). Telephone: 01454 455643 E-mail: David.Nash@allianz.co.uk.

Do you have a step by step ‘claimants guide?
Yes, please see the below points provided by the Lawphone Superintendent.

• As soon as an official becomes aware of a potential claim against them, contact Lawphone on 0870 241 4140.

• The official should not instruct their own legal representative at this stage.

• A legal advisor will return their call within an hour and will provide appropriate advice to the official.

• If appropriate the legal advisor will arrange for a claim form to be sent to the official which should be completed and returned ASAP.

• Upon receipt of the completed claim form our insurers claims department will assess whether the claim is covered under the ECB policy terms.

• In the event that the claim is covered our insurers claims department will appoint a legal representative to act on behalf of the official.

• In order to assist us, officials should keep copies and/or a record of all communications in relation to the dispute.

• Officials should be aware that our insurers will not reimburse any costs incurred before the insurers agree to pay them.

• Officials should be reminded that cover is subject to all terms and conditions of their policy